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Advantages of Part D Plans

More Part D Coverage Articles

Part D of the Medicare Health Plan offers great advantages to its members. This plan is fairly new and it offers excellent benefits to everyone that is in Medicare, regardless of their income. Part D has to do with the voluntary prescription drug benefits. This plan is for people who are eligible for Medicare Part A, or for people who are not eligible for Part A, but are eligible for the Part B of Medicare. However, You don't have to be in both of these plans to qualify for Part D.

Medicare Part D plans offer help to those people who are on a limited budget, and they offer assistance with the cost of prescription drugs. These plans may also provide convenient access to pharmacies and you'll often have the choice of plans that provides both the generic and brand name drugs you need most. Part D guarantees that Medicare beneficiaries who live in nursing homes will be able to take advantage of the prescription plan. Any beneficiary who has both Medicaid and Medicare benefits should be automatically enrolled in Part D.

Subsidies are also available to help low income families. This will reduce the cost sharing responsibilities. With Part D, the premium amounts can vary depending on the plan selected. Some Medicare beneficiaries will have deductibles and co-payments . For Individuals who are in a nursing homes or a facility for the mentally handicapped - and who receive both Medicaid and full Medicaid coverage - there should not be any out-of-pocket expenses.

Choosing Part D of the Medicare Health Plan is a very important decision. Once you are enrolled in the plan, you will probably need to wait until the next open enrollment period in order to change plans.

  

*You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:

  • 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;

    OR

  • The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office.

Part D-Medicare.com is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

Part D-Medicare.com is not an insurance carrier or broker. We cannot guarantee a quote from a specific carrier, and we cannot guarantee that all products are available in all states. The information and suggestions on our site are intended for informational purposes only, and we expressly disclaim any representations or warranties, express or implied, regarding the accuracy of such information.

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